I'm a retired business executive in financial management with advanced degrees in Financial and Marketing Management from Case Western Reserve University in Cleveland, Ohio. My career centered around managing the Treasury and Accounting functions for a Fortunes 500 company involved in manufacturing and direct marketing. Besides my financial experience in the business world, I have been investing and trading for my own account for the last fifteen years. I'm very excited to be starting a new chapter in my life helping people understand and overcome the challenges of managing their own money and surviving financially in these uncertain markets. And maybe, just maybe I can have the joy of seeing some people start a new chapter in their own lives.